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7 Essential Renters Insurance Add-Ons for Your Priceless Possessions
7 Essential Renters Insurance Add-Ons for Your Priceless Possessions
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Renters often mistakenly believe their landlord's insurance covers personal belongings, leaving high-value items vulnerable. Standard renters insurance policies come with sub-limits that may not fully cover prized possessions like jewelry, electronics, or art. Specialized add-ons—riders, endorsements, or floaters—are critical to bridge this gap and prevent financial devastation from theft, damage, or loss.
The pervasive misconception about coverage leaves many renters exposed. Without these crucial enhancements, the disparity between an item's true value and the insurance payout can be stark. This guide highlights the often-overlooked risks and outlines the necessary add-ons to secure comprehensive protection.
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